Carrie Jo Osborne grew up right here in Oxford, Florida on a 100-acre farm that has been in the family since the 1800s. She is the youngest of 6 children and a daughter to parents that have been married for over 50 years. That farm is still family owned and worked by her parents to this very day.

Carrie Jo and her spouse Cori are happily married with 2 sons, Aaron and Gavin, who are their sunshine and joy. She hates cooking, probably because she’s not very good at it, but thankfully Cori is great in the kitchen. In her spare time, you will find Carrie Jo with her family, running, practicing yoga, gardening, or kayaking. She enjoys taking at least 1 overnight solo hiking trip a year to ground herself back to nature.

Carrie Jo’s first job was with Citizens First Bank in The Villages. She spent 20 years in banking and always remembered the foundation of exceptional customer service that Citizens First instilled early in her career. She is very excited to be back in the community she knows and loves. Growing up on the farm was never easy but Carrie Jo was taught southern hospitality, values, integrity, and strong work ethic. She is ready make your experience memorable.

“I am not just helping you buy or sell a home. I am helping you create your best life in the retirement community where people can live the active lifestyle of their dreams.”

“I look forward to helping you start your journey!”


Hot Legs

A Tribute to Tina Turner




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Cost of Living

The Lofts at Brownwood brings all new apartment-style living to The Villages — featuring one, two and three-bedroom open floorplans, with on-site recreation, golf car accessibility to Brownwood Paddock Square, entertainment, dining, shopping and fun! Through your monthly amenity fee, you’ll also have access to all of The Villages’ recreation, amenities and lifestyle our 55+ community offers.

Enjoy all The Villages lifestyle has to offer. Our surprisingly affordable monthly amenity fee of just $189.00 includes:

  • Free golf on all of our executive courses*
  • Swimming, tennis, pickleball, bocce and many more facilities are all conveniently located throughout the community
  • Over 3,000 organized activities every week through our Recreation Department
  • Fishing lakes, waterfront parks and fitness trails
  • 24 hour community watch service

*A trail fee applies if you wish to use your golf car on the trails of the executive courses. 

Amenity Fee




Water & Sewer


Trash Collection


Spectrum TV & Internet


Total Per Month**


**Total cost does not include monthly rent. Please understand that all prices reflected or estimated in printed material are subject to change without notice of obligation. Some items listed above will be charged based on usage.